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What is a personal loan?

A personal loan could be a simple way to borrow, with a fixed interest rate that’s personal to you. If you have a current account or CFC Card with us, you can check to see if you have a provisional loan limit before you apply – without affecting your credit rating.

  • Personal price quote – with no credit footprint
  • Apply in Online Banking app - most people apply in less than 10 minutes
  • Quick access to your funds

How do personal loans work?

  • We’ll tell you what your loan rate is before you apply – this won’t affect your credit score. Then you can apply in Online Banking app.
  • If we approve your application, we’ll pay the money into your account straight away.
  • You’ll pay your loan back over your agreed term (or earlier, if you want to pay extra or repay sooner), until it’s all cleared. Early repayment charges may apply.
  • All loans are subject to your financial circumstances and borrowing history at the time you apply.

How do I apply for a loan


Step 1

Learn the processing from us


Step 2

Apply within 30 minutes


Step 3

We will make a decision within 24 hours

Apply for a loan

Unlock a world of possibilities, fulfil your future plans today with an unsecured Personal Loan